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Transfer Your Risk

Step 1: Determine your annual lapse rate

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Enter your estimated total amount of annual renewal commissions
$ .00

As the age of your block increases, the risk of lapse increases. This is because as people age, death and claims go up.

By selling the oldest block, you are able to avoid any risk of losing those commissions in the future and instead, exchange them for debt-free liquid cash.

See all 5 steps to transfer your risk

As the age of your book increases,
the risk of lapse increases.
Right now, your book is
at its highest value.


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*Message:	Check out this page on the TWG Capital web site http://www.twgcapital.com/eform_transfer_risk.aspx

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